Standard Bike Insurance cover features

All included as standard within your Velosure Cycle Insurance policy


Over 90,000 bike thefts were reported between May 2013 and April 2014. We understand where you need protection most, which is why our cover includes theft of your bike from the location it is insured at and also when it is away from your home.

Accidental damage

In 2014 approximately 17,480 adult cyclists were involved in reported road cycling accidents. With Velosure, if your bike is damaged it would be assessed at a cycle retailer, then you would have the option of a repairer of your choice or one that we recommend.

Cycle rescue

If your bike breaks down more than a mile away from home, getting you and your cycle back can be a difficult task. Our 24/7 Cycle Rescue service will get you safely to the nearest repair shop, station, overnight accommodation or your home address if closer.

Worldwide cover

As cycling holidays increase in popularity, a growing number of cyclists are keen to try new routes abroad. To ensure that we provide the cover our members require, Velosure standard Cycle Insurance includes Worldwide Cover for up to 90 consecutive days. This cover is an optional extra on our Electric Cycle policy.

Public liability

Public Liability up to £2million comes as standard with all policies. We provide cover to you or anyone over 16 years old who you permanently live with if they become legally responsible for accidental injury, death or damage to a third party and their property whilst they are riding one of your bikes.

Free legal advice

We know that legal advice is something our customers value. Legal disputes can be a daunting prospect, and costly, which is why we include free legal advice as standard for every policy bicycle insurance policy.

New for old

If you have purchased a new bicycle and the bike is stolen or damaged beyond repair, Velosure will enable you to replace the bicycle for a new model equivalent. You can use a retailer of your choice or one we recommend.

Replacement cycle hire cover

We will pay up to £500 in any one period of insurance, for the reasonable cost of the hire of an alternative cycle from a recognised reputable cycle dealer whilst awaiting repair or replacement of your cycle when the subject of an approved claim.

Sports cover

As part of your policy with Velosure, cover is automatically provided for participation in Competitive Road Racing, Mountain Bike Racing, Triathlons, Duathlons, Ironman™ events, Cyclo-Cross and Track Racing. This cover is an optional extra on our Electric Cycle policy.

Road rage

Road Rage insurance covers you for bodily injury occurring from assault while on your cycle, hospital daily cash benefit of £100 per day of confinement (not beyond 30 days), emergency dental treatment up to £250, 5 sessions of stress counselling and clothing and personal effects up to £150. This cover is an optional extra on our Electric Cycle policy.

Accessories Cover

Cycling accessories don't always come cheap, and when your cycle has also been stolen or damaged we can provide additional cover for these items up to £1000 following a claim. For a more detailed overview, click here. This cover is an optional extra on our Electric Cycle policy

Personal accident

Adding the optional extra of Personal Accident cover provides you with added security. We will pay amounts of up to £10,000 for loss of limb/sight and up to £20,000 for permanent total disablement or death. This cover is an optional extra on our Electric Cycle policy.

Family cover

Cycling is the perfect family pursuit, which is why we can offer cover for all members of your family who permanently reside with you.

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Single Cycle Quote

Whether you use your bike for commuting, shopping or road racing, comprehensive protection at great value.

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Electric Cycle Quote

Velosure’s complete e-bike package covers you for theft, accidental damage, cycle battery and more.

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Multi Cycle Quote

The best value Multi Bike cover on the market. Leading protection for all your cycles.

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